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Covid-19 Pandemic has triggered a new innovation in the field of KYC called Video KYC (Know Your Customer) - vKYC. Typically a vKYC is done via a weblink which asks the applicant to upload a few digital documents link PAN Card, Aadhaar along with selfie pictures and location of the applicant through GPS & IP address. This is followed by an employee of the financial institution calling the application over a video call to verify the data and documents. However, this process is done by each institution in silos for which the applicant ends up doing vKYC for each institution separately.

Imagine a group of N banks coming together and forming a consortium who agrees to have the same vKYC for all the member banks. They want to develop a blockchain based vKYC platform where the vKYC is done once and is stored in a blockchain and the member banks share this data for their KYC needs. Apply your innovations and develop a blockchain based vKYC platform.

Gyandaan is analogous to Shramdaan, which means voluntary contribution of knowledge. Gyandaan is made of two words, ‘Gyan’ means knowledge and ‘daan’ means donation. It means a voluntary contribution of citizens towards community education involving teaching, mentoring and helping someone in academics. It is a way of helping our society and contributing for the overall upliftment of the students specially from the underprivileged and poor backgrounds who can't afford to enroll themselves into coaching classes and other courses.

Design and develop a platform where students enroll to learn and obtain mentorship and volunteers enroll themselves to help / mentor those students.

Students mention what subjects / career goals they need help with or need mentorships. The topics can be anything from a specific topic like "trigonometry" to a broader subject like "Class 10th CBSE Math". Students can ask help for more than one topics with their preferences like time & day of the week.

Volunteers mention the areas of their expertise and their availability in a week. They can specify maximum hours they are willing to volunteer in a week.

The platform does the matching of students to volunteers and the sessions happen over electronic means like GMeet or Zoom or any similar online platform.

Use your creativity on how you make the platform engaging, safe and efficient (student to volunteer ratios).

Our lives have been subjected to digital attacks more than ever before.

In recent times, during the lockdown period, a lot of citizens were victims of an SMS scam. The victim receives an SMS as below:

"Dear customer, your xxx bank account will be suspended! Please Re KYC Verification Update click here link http://446bdf227fc4.ngrok.io/xxxbank".

Once a victim clicks on the link and logs in to the phishing website using internet banking credentials, the attacker generates OTP for 2FA or two factor authentication which is delivered to the victim's phone number. The victim then enters this OTP in the phishing site, which the attacker captures and Finally, the attacker gains access to the victim's account using the OTP and performs fraudulent transactions.

Use your creativity to design and develop a mobile app which can automatically scan through SMS texts and detect possible fraud and phishing attacks and suggest the user not to click on such a link. Additionally, the app can have a "Report This" option which submits the incident to Cyber Security Department (CERT-In) for further investigation. How will you detect false positives in reporting such incidents?